{"activeVersionTag":"latest","latestAvailableVersionTag":"latest","collection":{"info":{"_postman_id":"d929717b-7b9c-4417-9155-6c54431db18a","name":"ZUELPAY DEVELOPER'S API","description":"## **Contact Number: +91** 9144254518\n\n### Email: [info@zuelpay.com](https://mailto:info@zuelpay.com)\n\nThank you for choosing ZuelPay as your trusted partner. This documentation will provide a detailed guide to who we are, the value we bring, and how our services can help drive your business growth.\n\nWe are committed to delivering solutions that enhance operational efficiency and unlock new opportunities for your business.\n\nExplore how our offerings can seamlessly integrate into your workflow and elevate your business potential. We are thrilled to support you on this journey toward success!\n\nWhat is ZuelPay and what does it offer?\n\nZuelPay offers a robust API-driven platform that empowers businesses to seamlessly integrate financial services into their operations. By aggregating multiple financial entities, including banks, payment processors, and other regulated institutions, we simplify the integration process, allowing companies to focus on scaling their business and enhancing the user experience.\n\nOur platform is built to handle complex backend operations while offering multi-bank support with minimal technical effort. With ZuelPay, you can connect & manage existing bank accounts, consolidate banking, payments, accounting and expense management in a single interface.\n\n✅ Mobile & DTH Recharge API : Premium quality recharge API  \n▶ Prepaid Mobile Recharge API  \n▶ DTH Recharge API  \n▶ Metro Card Recharge API  \n▶ Fastag Recharge API\n\n✅ Utility Bill Payments API : BBPS API/BHRAT CONNECT  \n▶ Electricity, GAS, Water, Broadband, Cylinder, Fastag, Insurance  \n▶ Loan Repayments API  \n▶ Subscriptions API, Housings Payments, Education Fess Pay  \n▶ Rent Payments API\n\n✅ ZuelPay GiftCards API : Buy Gift Cards & Brand Vouchers Online  \n▶ Gift Card  \n▶ Expense Card\n\n✅ Travel Bookings API : Get Best Fare and Fast Response  \n▶ Flight Booking API  \n▶ BUS Booking API  \n▶ Hotel Booking API  \n▶ BUS Booking AP\n\n▶ TRAIN Booking API  \n▶ HOLIDAYS Booking API\n\n✅ Connected Banking : Make Payouts directly from Bank Accounts  \n▶ A/C Management  \n▶ Payouts  \n▶ Collections  \n▶ Reconciliation  \n▶ Reporting\n\n✅ ZuelPay Payments : For Safe and Secure Payments  \n▶ Static QR  \n▶ POS\n\n✅ ZuelPay Payouts: Facilitate Bulk Payouts 24\\*7 for your Business Needs  \n▶ Single Payout  \n▶ Bulk Payout  \n▶ Payout Links\n\n✅ ZuelPay Identity : Identity Verification Service Online  \n▶ Financial Verification  \n▶ Individual Verification  \n▶ Business Verification  \n▶ GEO Intelligence  \n▶AI/ML\n\n✅ Apply for Instant Business Loan Online\n\n**API Basics**\n\nIn today's world, we rely on technology. It is powered by invisible connections. They enable everything from your phone's apps to your financial data platforms. APIs are the building blocks that enable systems to interact. They work behind the scenes.\n\nFor instance, when you check your bank balance or make payments through an app, APIs are at work. They retrieve real-time data, enable secure transactions, and ensure smooth operations. At ZuelPay, our API-driven solutions simplify complex financial transactions. They integrate with diverse systems.\n\nAPIs let businesses access crucial info in real-time, automate processes, and scale operations. APIs are vital for smooth operations. They verify payments, process bills, and manage large financial data. These capabilities let businesses focus on growth. They know the complex, behind-the-scenes work is done via API integrations.\n\nZuelPay's solutions help businesses use these powerful tools. They ensure reliability, security, and scalability at every step. Our API infrastructure keeps your business ahead. It ensures real-time data access, financial transaction support, and payment processing. This provides customers with a seamless experience.\n\nThis approach lets businesses optimize their operations. They avoid the complexity of managing multiple platforms or systems. It is an innovative solution. It adds value by improving your business's efficiency and user experience.\n\n**What is an API?**\n\nAPIs (Application Programming Interfaces) play a pivotal role in modern software development. APIs are a bridge between apps. They let different systems communicate and exchange data and functions. For businesses, APIs can streamline operations. They connect internal tools with third-party platforms, reducing the need for custom solutions. APIs also help organisations scale quickly. They use existing infrastructure, which reduces development time and speeds up software delivery.\n\nAPIs should do more than connect systems. They should drive innovation. APIs allow software to work with many platforms and services. They help create strong, connected ecosystems. These ecosystems can deliver powerful solutions that meet customer and operational needs. Using APIs in business models has long-term value. It boosts efficiency, cuts costs, and keeps companies at the tech forefront.\n\n**Kinds of APIs**\n\n✔ Public API\n\nPublic APIs, or open APIs, allow few restrictions for developers and businesses. They can access services. Public APIs require registration and an API key for access. This makes them easy to use but secure. The goal is to spark innovation and enable new integrations across industries. This will let companies use existing services, instead of building from scratch.\n\nSome public APIs, like Crunchbase, are free for wide use. Others, like Google Maps, require authentication but allow limited access. These APIs aim for broad use, from small startups to big firms. They ensure users can easily access valuable data.\n\nPublic APIs usually have usage terms. They may include rate limits to ensure fairness and accessibility for all users. They drive digital transformation. They enable integration across platforms. They foster a more connected digital ecosystem.\n\n✔ Open API Standard\n\nThe OpenAPI standard, once called Swagger, defines a framework for public APIs. Developers can simplify API development by following its guidelines. They define aspects like endpoint conventions, data formats, and error handling. OpenAPI promotes consistency across APIs. It also offers tools that automate coding. This helps teams build, test, and document APIs more easily.\n\nThe OpenAPI standard gives API producers tools to streamline the API lifecycle. They are part of an ecosystem. These tools let API teams quickly create mock servers, generate accurate docs, and ensure high API quality. It can greatly cut the time and effort to launch and maintain strong APIs.\n\nMany public APIs use the OpenAPI framework. But, not all \"open\" APIs follow these standards. Some APIs may predate the popularity of the OpenAPI spec. Others may be private, adhering to OpenAPI guidelines without public access.\n\nOpenAPI standard is vital to modern API development. It promotes a structured and efficient approach. It supports scalability and flexibility. These are vital for companies that want to use API-driven solutions in their ecosystems.\n\n✔ Private/Internal API\n\nInternal APIs, or private APIs, are for limited use within a company. Unlike public APIs, they are not for external access. They are used by in-house developers to integrate internal systems or apps. These APIs allow data exchange and functions across departments. They ensure efficient workflow automation and better operations.\n\nPrivate APIs handle proprietary data, so they have strong security. This includes logging, authentication, and load-balancing features. It protects sensitive information. It keeps the system stable and resilient under high demand. Also, internal APIs are customized for the organization's needs. This allows more flexibility in data formats and use cases.\n\nCompanies that use private APIs can better control their digital ecosystems. They can create secure, scalable, and tailored integrations that boost efficiency.\n\n✔ Partner API\n\nPartner APIs are a key bridge between public and private APIs. They enable secure data exchange for a specific business purpose. These APIs meet organizations' needs and protect their privacy. For instance, a company's HR might use a partner API to connect with a payroll provider.\n\nThis would ensure that each business only accesses its employees' data. Likewise, personal finance apps can link bank info with retirement tools. This gives users a smooth experience while ensuring strict security. However, only approved partners can access these APIs. This keeps sensitive data secure and ensures only authorized data is exchanged. Partner APIs help businesses collaborate better and more securely. They improve functionality while keeping high trust and privacy.\n\nThis API structure helps businesses expand their capabilities through collaborations. It does so without compromising security or data integrity. So, it is essential for strategic, data-driven partnerships.\n\n# API EndPoints\n\n[<b>https://api.zuelpay.in</b>](https://api.zuelpay.com)\n\n# Header Credentials\n\n> **Token** : Token provided by zuelpay  \n**checkSum**: {checksum generation explained below}  \n**Content-Type** : application/json \n  \n\n``` properties\nCheckSum Generation process :\n*To generate the checksum use below string and secrect_ with HMAC SHA256.*\nThe secrectkey to be used, which is your account password.\n$string= \"Token:Your Register Mobile\";\nexpample : ZKEY01fbb15e8098dd8970e5c665:9432839941\n$secret = \"Your ZuelPay Account Password\";\n$sig = hash_hmac('sha256', $string, $secret);\n\n ```\n\nFor help, you can use the below online tool:  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